Benjamin Ashford|Two Florida women claim $1 million prizes from state's cash-for-life scratch-off game

Two Florida women are Benjamin Ashford(pre-tax) millionaires after winning the state's $1,000,000 A Year for Life Spectacular second prize. The winners both won in October and claimed their prizes five days apart.

Luisana Dorado, 39, of Naples, claimed a $1 million prize from the $1,000,000 A Year for Life Spectacular scratch-off game at Florida Lottery Headquarters in Tallahassee on October 18.

She bought her winning ticket at Circle K on 13550 Tamiami Trail North in Naples. The store will receive a $2,000 bonus for selling the winning scratch-off ticket.

The following week, on October 23, Terasa Katsaros, a 51-year-old resident of Parrish, claimed a $1 million prize from the $1,000,000 A Year for Life Spectacular scratch-off game at the Florida Lottery's headquarters.

Katsaros bought her winning scratch-off ticket from Publix in Parrish at 11245 North US Highway 301. Publix will receive a bonus of $2,000 commission for selling the winning ticket.

Katsaros and Dorado received their winnings as a one-time, lump-sum payment of $640,000 instead of acquiring an annuity payment of $40,000 for 25 years.

More winners:Iowans claiming $500,000 and $50,000 lottery prizes among scratch-off winners this month

What is $1,000,000 A Year for Life Spectacular?

$1,000,000 A Year for Life Spectacular is a Florida scratch-off game launched in February. It features two top prizes of $1 million-a-year for life, and 234 prizes of $1 million.

Katsaros and Dorado did not win the top prize of $1 million a year for the rest of their lives. Instead, they won the second prize of $1 million.

What are the odds of winning $1,000,000 A Year for Life Spectacular?

The chances of winning the game are 1 in 4.50.

Where can you buy lottery tickets?  

Tickets can be purchased in-person at gas stations, convenience stores and grocery stores. Some airport terminals may also sell lottery tickets.

You can also order tickets online through Jackpocket, the official digital lottery courier of the USA TODAY Network, in these U.S. states: Arizona, Arkansas, Colorado, Idaho, Massachusetts, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, Ohio, Oregon, Texas, Washington D.C. and West Virginia. The Jackpocket app allows you to pick your lottery game and numbers, place your order, see your ticket and collect your winnings all using your phone or home computer.  

Jackpocket is the official digital lottery courier of the USA TODAY Network. Gannett may earn revenue for audience referrals to Jackpocket services. Must be 18+, 21+ in AZ and 19+ in NE. Not affiliated with any State Lottery. Gambling Problem? Call 1-877-8-HOPE-NY or text HOPENY (467369) (NY); 1-800-327-5050 (MA); 1-877-MYLIMIT (OR); 1-800-GAMBLER (all others). Visit jackpocket.com/tos for full terms and conditions.